Independence Day, July 4, is broadly celebrated here in the US, and what better time to consider where you stand with respect to your retirement prospects. Take some quiet time this long weekend to pull together your entire retirement portfolio. Think about it as a balance sheet and income statement for yourself. What are your assets? What are your liabilities? What does/can your monthly income and expenses look like given that? Once you have done this, you can project how it might look in different scenarios, increased savings, market downturns, etc. I encourage everyone to do it. As we launch into the Independence Day long weekend, we share some of our best finds on the internet below.

Independence Day: Strengthening your retirement prospects.
This article is a little long winded, but it does make several interesting points and hones down to a proposal. How does your investment mix compare? The Simple Retirement Portfolio that Spanked the S&P 500
This portfolio is way simpler than the last, simple one. Not only that, it keeps the focus on dividends. 4 Stock Retirement Portfolio with 6.0% Yields and 100% Upside
We are always on the lookout for well performing dividend opportunities, this may be one. Outperforming Unique High Dividend Stock Yields 10%, with Estimates Rising
With so much of our focus on fees, this is a welcome war in the investment space. Fidelity Takes on Vanguard in the Fund Fee Wars, and Investors Win

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The global central banks have used a steady diet of easy money to pave the way out of the 2008 downturn. Are we really in a better place now? How was our return on investment? What do they have left if things turn truly sour? “The Global Economy Can No Longer Rely on Debt” – BIS Warns Central Bank Actions “Have Started to Backfire”
Then there is Brexit … big deal or not? anomaly or not? Have a look here. Is Brexit the First of Many Dominoes? A Few Charts
Just in case you thought you were ill prepared, this dismal review of US savings should make you understand just how bad we are at this … the fact that you are looking and trying definitely sets you apart. These statistics about American’s savings habits are staggering

Independence Day
This seems like the perfect time to consider this great infographic. See the Exact Moment the World’s Biggest Cities Were Born