The election continues to provide plenty of action, strange, but action, but you still need a secure retirement. The best way to get a secure retirement is by maintaining focus on the important things: saving enough, achieving the lowest possible cost, leveraging tax incentives, and building a reliable income stream in retirement.

Enjoy a secure retirement by ensuring you are saving enough for retirement.
Should you have an IRA? Look at this amazing chart anyway because it gets to the impact of time on your savings. The Most Important IRA Chart You’ll Ever See
If you really want to be diligent in preparing for your retirement, doing some or all of these things will likely pay off in the long run. Is your 401(k) helping or hurting your retirement savings?
As you can see from the comments on this one, it stirred some controversy. Still, it is a valid point and worth your consideration. Estimate Your Retirement Income Needs Based on Your Spending, not Your Income

Maintain a secure retirement by focusing on building an income stream during retirement.
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One thing is certain in retirement, you want as much control as possible. That especially applies to RMDs. Here are some good ideas for managing them. 6 Tax-Smart Ways to Lower Your RMDs in Retirement
More good, short information on the brave new world of retirement income. Most notably, more commentary on the 4% rule. Navigating the New World of Retirement Income

Be sure of a secure retirement by keeping an eye on the economy, too.
With continuing anemic growth in the US, just how good is the economy? Have we ever recovered from the 2008 downturn, except for financial markets? “Policymakers Have Been Calling a ‘Depression’ a ‘Recovery’ for Nearly a Decade”
Not to overdose on Zero Hedge, as they tend to have a negative bent, but here citing Goldman’s analysis of the markets it may be worth a look. Goldman: The Last Two times P/E Multiples Expanded This Much, The Result Was A Historic Crash
We have touched on this before, but a focused reminder of the very real implications of Washington’s never ending drunken binge: the national debt will mean you must save more for retirement. Doesn’t seem fair, does it? How Government Debt Affects Your Retirement

Mark Schwarzmann

Mark Schwarzmann brings over 25 years diverse experience, including four years as a Board Member and Membership Committee Chair at the American Council of Life Insurers (ACLI). He has run businesses in very large organizations (GE, American Express, and Ameriprise Financial) and small, entrepreneurial enterprises (Acadia Capital, Allfinanz and the GE Capital – ResCom joint venture), and has carried both NASD Series 7/24 and life licenses. His diverse background, global experience, work with corporate boards, non-profit boards, industry analysts, rating agencies, and related policymaking exposure provides an uncommon perspective.

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